Three loans built for your next journey—Auto, Home and Personal—all with rates that create possibility in every direction.
Open the road ahead.
Wherever you’re headed, start with a lower rate. With rates as low as 3.99% APR¹ and no payments for 90 days², Glacier Hills gives you the freedom to move your way.
- Rates as low as 3.99% APR¹ for 36 months
- Rates as low as 4.74% APR¹ for 72 months
- No payment for 90 days²
- Other rates and terms available
For a complete look at all of our auto loans and refinancing rates and terms, click here.
Where your home meets your next big idea.
Your home holds more than memories, it holds possibility. Your next project, payoff or dream is just a signature away.
- Rates as low as 4.99% APR³ locked for 12 months
- Borrow up to 80% LTV³
- Withdraw fund as you need them
- A HELOC taps into your home’s equity, often offering far lower interest rates than credit cards, making repayment more affordable and less of a burden on your finances.
- With a HELOC, you borrow as you need during the draw period and repay over time, with flexible payment options that fit your budget.
- A personal loan lets you consolidate multiple balances into one fixed-rate payment, often with a much lower interest rate than credit cards. In the end, you’re able to pay off your debt in full and are left with lower, predictable monthly payments you can budget for.
- No—personal loans are unsecured, meaning approval is based on your credit and income, not your home or other assets.
The reset your finances deserve.
Consolidate your debt and take control of your finances with a Glacier Hills Personal Loan. Because the road forward feels lighter when it’s one clear path.
- Rates as low as 10.99% APR⁴
- No payment for 90 days²
- Borrow up to $25,000
What’s going on in the Glacier Hills community?
Discover community happenings, financial guidance, special offers and worthwhile stories from Glacier Hills Credit Union.
Auto Loans: APR = Annual Percentage Rate, rates quoted as low as. All rates are subject to change without notice and based on credit history. Minimum loan amount of $8,000 required for 60-month terms, $15,000 for 72-month terms, and $20,000 for 84-month terms. Payment examples are per $1,000 borrowed for model years 2022-2025: 84 mos = 5.74% payment $14.48, 72 mos = 4.74% payment $15.98, 60 mos = 4.49% payment $18.64, 36 mos = 3.99% payment $29.52, model years 2019 -2021 60 mos = 4.99% payment $18.87.
No payments for 90 days: Approval is subject to credit criteria. Interest will begin accruing at the time of loan
Home Equity Line of Credit: APR is Annual Percentage Rate, all rates subject to change. Up to 80% Loan-to-Value (LTV). Rate is variable. Additional rates and terms are available. Rate is locked for 12 months, then set at Prime (recently 7.00%) or as low as 4.00% APR whichever is higher. Rate subject to change after 12 months from closing date, and thereafter on the last day of each month based on the Wall Street Journal published Prime Rate on the 20th of each month. Maximum Rate 17% APR. Minimum payment is 0.50% of balance as of the end of the billing cycle, plus accrued monthly finance changes, fees and amounts past due. Minimum credit line is $5,000. Property insurance required, flood insurance may be required. If an appraisal is required, there will be an additional charge typically $385 - $500. Owner occupied, Wisconsin only. Excludes existing Glacier Hills HELOC refinances.
Personal Loans: APR = Annual Percentage Rate. All rates are subject to change without notice and based on credit history. Interest will begin accruing at time of loan. Payment examples are per $1,000 borrowed: 36 mos = $32.73, 48 mos = $25.84, 60 mos = $21.74. Member eligibility required.