Limited-Time Home Equity Line of Credit Special: 4.99% APR¹ locked-in for 12 months.
Smart debt solutions start at home.
Managing high-interest debt doesn’t have to feel impossible. Use your home’s equity to get a lower-rate line of credit that makes repayment simpler and smarter.
- Rates as low as 4.99% APR¹ for 12 months
- Borrow up to 80% LTV¹
- Withdraw funds as you need them
Or call our 24/7 loan hotline: (262) 338-7777
- A HELOC lets you tap into your home’s equity to tackle high-interest debt. Because HELOC rates are often lower than credit cards or personal loans, you’ll save money on interest, simplify payments and have a clear path toward becoming debt-free.
- In most cases, yes. Credit cards usually carry higher rates that keep you paying mostly interest. A HELOC generally offers a lower rate, so your payments go further toward reducing what you owe. That means faster progress and less financial stress overall.
- Definitely. Many members use HELOC funds to roll multiple high-interest balances into one manageable payment. Instead of juggling several due dates and sky-high rates, you’ll enjoy a simpler repayment plan with a lower cost—and peace of mind knowing you’re back in control.
- Not at all. A HELOC works like a revolving line of credit. You decide how much to borrow and when. That flexibility lets you pay down debt, handle unexpected expenses or simply keep funds available until you’re ready to use them.
Finance your next big project.
Use your existing equity to create even more. HELOCs are great choices when it comes to home upgrades and renovations.
- Rates as low as 4.99% APR¹ for 12 months
- Borrow up to 80% LTV¹
- Withdraw funds as you need them
Or call our 24/7 loan hotline: (262) 338-7777
There when you need it.
A Home Equity Line of Credit (HELOC) gives you access to funds based on the equity you've built in your home—so you can borrow what you need, when you need it. It’s a smart, flexible way to make your goals happen and only pay interest only on what you use. It's your equity, working for you.
From a new bathroom to finally putting new insulation in your attic, a HELOC uses your existing equity to help create more.
Use a HELOC to consolidate high-interest credit card debt into a single, much more affordable monthly payment.
Have a HELOC ready just in case you need a financial safety net. From medical bills to major car repairs, it’s there to help.
Limited-time special 4.99% APR¹ 12-month locked-in rate
Or call our 24 hours a day, 7 days a week at (262) 338-7777
What makes a HELOC so helpful?
Your home = Your equity
Your home holds value, otherwise known as home equity. You can use that equity to secure up to 80% of your home’s value in credit to use whenever and however you need it.
Your own line of credit
Once that line of credit is secured, you can use it whenever and however you want — only having to pay back the amount you actually use, including interest.
Get the job done on the cheap
Our HELOC comes with far lower rates than most credit cards and much better repayment terms, giving you more affordable means to get any job done.
Low closing costs | Potential tax-deductible interest² | Flexible use + Affordable payments | No prepayment penalties
Or call our 24 hours a day, 7 days a week at (262) 338-7777
APR is Annual Percentage Rate, all rates subject to change. Up to 80% Loan-to-Value (LTV). Rate is variable. Additional rates and terms are available. Rate is locked for 12 months, then set at Prime (recently 7.25%) or as low as 4.00% APR whichever is higher. Rate subject to change after 12 months from closing date, and thereafter on the last day of each month based on the Wall Street Journal published Prime Rate on the 20th of each month. Maximum Rate 17% APR. Minimum payment is 0.50% of balance as of the end of the billing cycle, plus accrued monthly finance changes, fees and amounts past due. Minimum credit line is $5,000. Property insurance required, flood insurance may be required. If an appraisal is required, there will be an additional charge typically $385 - $500. Owner occupied, Wisconsin only. Excludes existing Glacier Hills HELOC refinances.
The tax deductibility of interest is subject to specific eligibility requirements and limitations under applicable tax laws and regulations. Please consult with a qualified tax advisor or financial professional to determine your eligibility and how it applies to your individual financial situation.