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The Field Guide: A tried and true source for all things Glacier Hills Fall 2024
Issue 023
Auto Loans

Celebrate 90 years of Glacier Hills with historic auto loan rates!

As the year winds down, we’re capping off our 90th Anniversary celebration with historically low rates on auto loans and refinancing. It’s our way...

Drive into the new year

As the year winds down, we’re capping off our 90th Anniversary celebration with historically low rates on auto loans and refinancing. It’s our way of saying thanks for over 90 years of making Glacier Hills your trusted source for auto loan savings and so much more.

Right now, you can choose from rates as low as 4.90% APR¹ with 36, 48 or 60-month terms—or—rates as low as 5.90% APR¹ with 72 or 84-month terms. As always, auto loans and refinancing from Glacier Hills come standard with no payments for 90 days². Not having to make a car payment for nearly three months² paired with rates this low—and you can see why it’s cause for celebration.

As with all good things, this limited-time offer won’t be around long. Your dream car is ready—are you?

Learn more

¹ APR = Annual Percentage Rate, rates quoted as low as. All rates are subject to change without notice and based on credit history. Minimum loan amount of $8,000 required for 60-month terms, $15,000 for 75-month terms, and $20,000 for 84-month terms. Payment examples are per $1,000 borrowed for model years 2018-2025: 84 = 5.90% payment $14.56, 72 = 5.90% payment $16.53, 60 = 4.90% payment $18.83, 48 = 4.90% payment $22.98, 36 = 4.90% payment $29.93. Other rates and terms available. Member eligibility required. Existing auto loans with Glacier Hills do not qualify.

² Approval is subject to credit criteria. Interest will begin accruing at the time of loan.

Upcoming Holiday Closings

Thanksgiving | Thursday, November 28th

While our branches are closed for holidays, you’ll still have full access to your accounts through our Virtual Branch, our Mobile Apps, our ATM Network that offers fee-free access to more than 5,000 ATMs across the country, and our 24/7 Loan Hotline you can reach by calling 262-338-7777.

Glacier Cash

Secure easy holiday funds with GlacierCash!

The holiday season can be stressful—between gift shopping, holiday meals and unexpected expenses, it’s easy to feel overwhelmed. But with...

Convenient cash, now

The holiday season can be stressful—between gift shopping, holiday meals and unexpected expenses, it’s easy to feel overwhelmed. But with GlacierCash from Glacier Hills Credit Union, securing extra funds has never been easier.

GlacierCash allows you to borrow up to $2,500* with funds deposited directly into your account in seconds—even on weekends! Whether you need a little extra money to finish your holiday shopping or to cover a surprise expense, GlacierCash is designed to help you access funds when you need them most.

What makes GlacierCash even more convenient? There’s no need for a credit check, and you won’t have to speak with a loan officer. You can complete the entire process from the comfort of your home through the Glacier Hills mobile app.

Simply open the app, apply and get the funds you need—all in a matter of minutes. It’s that simple! This holiday season, don’t let financial stress steal your joy. With GlacierCash, you can get the peace of mind you deserve, quickly and easily.

Learn more

*Glacier Cash is only available to Glacier Hills Credit Union members who have had an established direct deposit to at least one Glacier Hills Credit Union account and have been a credit union member for at least 90 days. Interest rates vary and are specific to the applicant. $25.00 application fee applies. Login to your Glacier Hills online banking to see full product details. This product is subject to change without notice.

Mortgage

Your home, your future: Why a 20-year fixed rate could be the perfect fit.

Buying a home is one of the biggest decisions most of us will ever make. It’s not just about finding the right house—it’s about securing a...

Invest in your future

Buying a home is one of the biggest decisions most of us will ever make. It’s not just about finding the right house—it’s about securing a mortgage that sets you up for long-term success. If you’ve been thinking about buying or refinancing, now might be the right time to consider a 20-year fixed-rate mortgage.

Why 20 years? A 30-year mortgage is common, but a 20-year term offers unique advantages. It allows you to build equity in your home faster and pay significantly less interest over time. In fact, at Glacier Hills, we’re currently offering 4.90% APR¹ on a 20-year fixed-rate mortgage—making it an ideal balance between affordable monthly payments and long-term savings.

Plus, a fixed rate means peace of mind. You’ll have predictable monthly payments for the life of the loan, giving you stability even in times of economic uncertainty.

Homeownership is about more than just having a place to live; it’s about investing in your future. With a shorter mortgage term and a competitive interest rate, you can make that future happen sooner. When you’re ready, Glacier Hills is here to help you every step of the way.

Learn more

¹ APR = Annual Percentage Rate. All rates are subject to change and are based on credit. Up to 80% Loan-to-Value (LTV). Additional rates and terms are available. Closing costs will vary. Payment example $6.60 per $1,0000 borrowed. Actual payments will be higher with taxes, property insurance, and, if applicable, private mortgage insurance. Property insurance required. Flood insurance may be required. Owner-occupied, Wisconsin only. Equal Housing Opportunity.

Holiday Cybersecurity

Staying safe from holiday fraud: What to watch out for this season.

The holiday season is a time for joy, celebration and—unfortunately—an increase in fraud. Scammers often target people when they’re busy...

Watch for seasonal fraud

The holiday season is a time for joy, celebration and—unfortunately—an increase in fraud. Scammers often target people when they’re busy with holiday shopping and festivities, using tactics like spam links, robocalls and fake package notifications. At Glacier Hills Credit Union, we want to help you stay protected from holiday fraud.

Here are a few things to look out for:

  • Spam Links: Be wary of email deals that seem too good to be true. Scammers often send fake holiday offers with links that can steal your personal information. Always check the sender’s email address and avoid clicking on unfamiliar links.
  • Spam Texts: Be cautious of text messages from unknown numbers offering deals or asking for personal information. Legitimate companies won’t request sensitive details this way. Stay vigilant, trust your instincts and remember: If something doesn’t feel right, it probably isn’t.
  • Robocalls: If you receive a call claiming you’ve won a prize or need to provide payment information, it’s likely a scam. Don’t give out personal details over the phone, especially to unsolicited callers.
  • Fake Package Notifications: If you receive a text or email saying your package is delayed or undeliverable, double-check before clicking any links. Scammers use this trick to install malware or steal login credentials.

Glacier Hills is here to help you stay safe and secure this holiday season! And remember, you can always contact us to report something related to your account.

Community

Glacier Hills supports local athlete and entrepreneur with small business grant.

At Glacier Hills, we’re committed to helping local businesses thrive, which is why we’re excited to announce that Alpine Soap Company (owned...

Supporting our local business heroes

At Glacier Hills, we’re committed to helping local businesses thrive, which is why we’re excited to announce that Alpine Soap Company (owned by Lexi Bullis) has been awarded the Community First Accelerate Grant for Small Businesses!

Lexi isn’t just a local entrepreneur—she’s also an athlete on the US Snowboard Racing Team, with big dreams of competing in the 2026 Olympic Games. She created Alpine Soap Company to help fund her snowboarding career, with 100% of the proceeds going toward her athletic journey.

This grant, made possible through our partnership with FHLBank Chicago, will allow Lexi to purchase new equipment to expand her soap-making business. As her production grows, so will her ability to support both her small business and her athletic dreams.

We’re proud to support Lexi as she continues to represent our community on the global stage, and we can’t wait to see what’s next for Alpine Soap Company!

Member Appreciation Day

Recap of our Member Appreciation Day.

Thank you to everyone who joined us for Member Appreciation Day! It was a fantastic celebration filled with food, fun and engagement. From...

What a day!

Thank you to everyone who joined us for Member Appreciation Day! It was a fantastic celebration filled with food, fun and engagement. From exciting giveaways to memorable conversations, the day was all about celebrating you—our valued members. It’s moments like these that remind us of the strong community we’ve built together. We look forward to continuing to serve you on the journey ahead!

Congratulations to our $100 Raffle Winners: Susan F., David L. and Gary F.

Groundbreaking

Exciting updates on our new Jackson branch.

We’re thrilled to share an update on our upcoming Jackson branch! The dry fall weather has allowed our crews to make great progress. The...

Jackson on the rise

We’re thrilled to share an update on our upcoming Jackson branch! The dry fall weather has allowed our crews to make great progress. The building is really taking shape, and soon the exterior will be fully enclosed so work can begin on the interior finishes. Although we can’t set an exact opening date yet, we’re aiming for a January 2025 opening.

You might have noticed some new faces at our West Bend and Hartford locations recently. That’s because we’re training staff in preparation for the new branch. Jackson will feature a fantastic blend of familiar, experienced employees and enthusiastic new team members, all ready to serve you.

In addition to our welcoming staff, the Jackson branch will offer a modern teller pod layout, similar to what you’ve seen at our Hartford and Fond du Lac locations. We’re also excited to provide convenient services like self-service coin machines and video teller ATMs, available both in the lobby and at the drive-up.

Upcoming Holiday Closings

Thanksgiving | Thursday, November 28th

While our branches are closed for holidays, you’ll still have full access to your accounts through our Virtual Branch, our Mobile Apps, our ATM Network that offers fee-free access to more than 5,000 ATMs across the country and our 24/7 Loan Hotline you can reach by calling 262-338-7777.