Field Guide Winter 2023 Field Guide Winter 2023

Scott knows taxes

Scott Miller and his team at Convenient Tax Service have been helping our members prepare their taxes for nearly a decade. The Scott Squad is back again this year to help you keep as much money as you deserve in your hands.

Most tax returns can be prepared for as little as $150-$180—which is a fraction of what you might pay elsewhere for such quality work. Give Scott a call at (414) 861-7977, or email him at scott@weloveyourtaxes.com to set up an appointment.

Count on Scott

Important tax documents you may need

For our members who received $10 or more in dividends, and/or who paid $600 or more in interest on a related mortgage loan, the Internal Revenue Service requires this information to be disclosed on your taxes.

If you receive eNotices, you can access them from our website by signing into your online banking account and going to “eNotices.” If you do not receive eNotices, your 1099 form will be mailed to your physical address. The 1099 form is for interest on applicable savings accounts we paid to you, and the 1098 form is for interest you paid to us on applicable home loans.

Why wait?

See you in the Annual Meeting

Our Annual Meeting will be held virtually again this year on Tuesday, March 14, 2023 at 6:00pm. Register on our website or use the link below—we’re looking forward to seeing you there!

RSVP today

A helping hand for every journey

Every financial journey is one of a kind. We’ll help you own yours with this powerful suite of loans designed to get you from here to everywhere:

  • You deserve a little extra for the road ahead. With an auto loan from Glacier Hills, you’ll get aggressively low rates, flexible terms and unique payment options to keep more cash in your pocket.
  • Our personal loan can provide you with up to $25,000 at a rate that is a fraction of what most credit cards charge. Pay off higher-rate credit card and loan debt or finally treat yourself to that one thing you’ve been pining for. This is a loan that makes it all possible.
  • Unleash your adventurous side with a boat or RV Loan that encourages you to leave no stone (or wave) unturned with competitive rates and longer payment terms.

All three loans come standard with 90 payment-free days**.

Make your journey epic

Your new year: Your new financial foundation

Here’s an idea for you. In 2023, how about achieving financial stability once and for all? It is possible, you know.

Nothing is more stressful that dealing with debt and budget issues—it can create a never-ending feeling of hopelessness and pessimism. That’s why we want to remind you of two really fantastic tools we offer to help you reach that place of financial well-being:

Free Financial Checkup-up. Sometimes, just having someone knowledgeable to talk with is the game changer. We get it. Make an appointment and together we’ll review your credit report in-depth, then show you specific steps you can take that will improve your score more quickly than you might think. We’ll also help you find areas where you can save money through refinancing options and changing spending habits.

Credit Sense. A strong credit score is vital to getting good loan rates amongst many other areas of your life. With Credit Sense (powered by SavvyMoney), you’ll have instant access 24/7 to your credit score and credit report through your Glacier Hills online banking account and mobile app. This will allow you to keep tabs on your report to make sure nothing pops up that doesn’t belong. Plus, you’ll receive regular alerts when your score increases or decreases and ideas to put into action that will correct and build that score over time.

These are just two of the ways your community credit union can help you make the best of your financial situation—through the good times and the not so good ones. We’re confident we can help you own your (financial) journey—starting right now.

Get enrolled in Credit Sense For Free Financial Check-up, call 262.338.1888 to make an appointment.

Grab your share

It’s been said that every dark cloud has a silver lining. And we all know that over the past year, there have been some dark clouds, indeed—inflation, swiftly rising interest rates, hints at an impending recession, to name a few.

But our Share Certificate Special may just be the way for you to get all the silver you need. For a limited time, we’re offering a 14-Month Share Certificate with a rate of 4.25 APY*.

Stop by a branch to lock in your rate now for the one sure-fire safe, secure and guaranteed way to grow your savings without any sort of risk whatsoever.

Line your pockets with silver

Stay safe from scams

Scammers are on the hunt to gain your personal information so they can commit fraud and identity theft. If someone emails or calls and asks you to confirm information, such as account numbers, personal identification numbers, passwords or even birth dates, be suspicious.

Legitimate financial institutions, government agencies and retailers will never ask for your private information by phone or email. This includes Glacier Hills Credit Union. If you have any doubts, don’t click on email links and immediately hang up on callers you don’t know or trust. Then stop by a branch or call us at (262) 338-1888 to report your experience.

Don’t become a victim

Say hello to our new Visa® Rewards Card

Our new Visa Platinum Rewards card is just the fuel you'll need to get you through winter. With this card, you can earn points that can be redeemed for cash back, gift cards, travel and merchandise—all with a credit limit of up to $25,000. And the best part? There's no annual fee!

But it gets even better! With this card you'll have an annual Skip-A-Payment option, so you can take a break from payments if you need it. Plus, there's no balance transfer fee, making this excellent for consolidating high-rate balances.

Don't wait to fuel your winter dreams. Get points and purchasing power with our Visa Platinum Rewards card today.

Empower your financial journey

Upcoming Holiday Closings.

Glacier Hills Credit Union will be closed in observance of the following upcoming holidays:

Memorial Day
Monday, May 29th

While our branches are closed for holidays, you’ll still have full access to your accounts through our Virtual Branch, our Mobile Apps, our ATM Network that offers fee-free access to more than 5,000 ATMs across the country, and our 24/7 Loan Hotline you can reach by calling 262-338-7777.

*

APY = Annual Percentage Yield. All rates subject to change. Minimum deposit of $500 required. Dividends are paid quarterly. Early withdrawal penalty if you withdraw before the maturity date. All accounts will automatically renew at maturity.

**

Approval is subject to credit criteria. Interest will begin accruing at the time of the loan.