Field Guide Spring 2023 Field Guide Spring 2023

Remembering 2022, celebrating 2023

On March 14th, we held our annual meeting and were gratified by the number of members who attended. You have a unique position at Glacier Hills in that it is your right to participate in the business of our credit union. So, thanks to all who attended.

The highlight of the meeting was the announcement of our 2023 Scholarship winners. Congratulations again to Natali, Elizabeth and Anna. We also voted in two new Board members, Allison Holtzer and Ken Schuh. We’re thrilled to have them on board (no pun intended!) and thank them so much for their willingness to serve our organization in this way.

Remember, at Glacier Hills Credit Union you are a MEMBER, not just an account number. Hope to see you at our next meeting!

Here's to another successful year

Reality Day returned on May 5th

The Glacier Hills Team was excited to be back at West Bend High School for their second Reality Day of the year, held on May 5th. We participated in the first one in January and were blown away by how impacting this experience can be.

During the event, students navigated through the Reality Day stations and managed their personal financial resources to pay for one month of life's necessities, while making choices about what additional products and services to purchase and how much to save for their future plans.

Helping teenagers learn how to conquer the challenges of managing real-world finances is one of the greatest gifts we can give them, and we’re thrilled to be able to assist our future members to become successful, financially literate adults.

Keeping it real.

The Savings Account with prizes

We get it. Saving money can be really hard, especially if your budget is tight. Plus, most people were never taught HOW to save, so developing a new habit as an adult can feel like climbing Mount Everest.

To help all of you savers out there get into this critical habit, we offer Savers Sweepstakes™, a special account where members can win cash prizes just for saving money! It’s easy. You’ll get a prize entry every time you make a $25 deposit (up to 6 per month) so the more you save, the more chances you have to win. There are monthly and quarterly drawings, plus the annual grand prize of $5,000.

Open your account today with just a $5 deposit. Payroll deduction is available to make your deposits extra easy. And, best of all, your savings earn interest, so they’ll continue to grow beyond just your deposits.

Visit our Savers Sweepstakes page for all the details. We can’t wait to help you start saving (and, hopefully, winning!)

Save money and win.

Our community is our priority

Presenting this year’s scholarships at the annual meeting, CEO Tami Winkler stated, “We can think of no better way to give back to the communities we serve than by investing in the future of our young adults, helping them to grow and become strong and contributing members of our credit union community.” Our 2023 recipients exemplify the credit union philosophy of People Helping People.

  • Natali is a senior at West Bend West High School and will be attending UW River Falls. She received a $1,000 membership scholarship.
  • Elizabeth is a senior at Arrowhead Union High School and will be attending either UW-Madison or University of Minnesota. She received a $1,000 membership scholarship.
  • Anna is a senior at Mayville High School and will be attending UW-Oshkosh. She received the Family $500 scholarship.

We’re so proud of all our members who applied. We know you’re going on to achieve great things.

Best of luck this fall!

Make money on vacation

With a Glacier Hills Visa® Rewards Card, you earn 1 point for every single dollar you spend. Imagine using your card on your next vacation. Flights, hotels, meals and excursions can really add up. Now think about what you could do with that many points:

  • Cash Back
  • Gift Cards
  • Travel
  • Cool Merchandise

The card has no annual fee, no balance transfer fees, a handy annual Skip-A-Payment option and a generous credit limit of up to $25,000! It’s loaded with benefits. Learn more and apply right now. Start earning your points today.

Reward yourself today.

Extra Money for the Summer

Auto loan payments can really take a chunk of your monthly budget, but we have a solution you may just love. Many of our members don’t realize that when you finance your car or truck through Glacier Hills, you can save some real money in the process.

Whether you’re buying a new (or new-to-you) vehicle, buying out your car’s lease or refinancing a vehicle loan that you have with another lender, you get the same great deal!

  • Rates as low as 4.74%*
  • 90 days without a payment!**

So, what could you do that all that extra money? Learn more today, and let’s get your summer started off right—with some extra cash in your account.

Yes, please!

The best defense against scams

Technology is great, but scammers are constantly finding creative new ways to use it to prey on us. The best defense against the constant flow of new scams is surprisingly simple: stay informed. If you recognize a fraud, it will be easier to avoid any losses. To help you stay informed, we’ll be highlighting issues you should be aware of in each Field Guide.

Student Loan Forgiveness Scams—You’ll receive a message (phone, text or email) telling you that you must apply for debt relief immediately or risk being shut out of the program. If you take the bait, they’ll charge you a large application fee. The legitimate student loan forgiveness application is 100% free. Remember: fraudsters frighten people by making them think that they’re going to lose out on something or miss a deadline. The word “URGENT” is a red flag.

Zelle Scams—You’ll receive a message from “the financial fraud department,” but it usually won’t identify a legitimate financial institution. The scammer claims a thief was trying to steal money from your account (scare tactic) and then offers to help you fix the issue by having you send money to yourself, often through Zelle. Remember: We will NEVER ask you to send money or provide personal information over phone, email or text. The term “financial fraud department” is a red flag.

Stay safe. Stay informed.

Upcoming Holiday Closings.

Glacier Hills Credit Union will be closed in observance of the following upcoming holidays:

Juneteenth
Monday, June 19th

Independence Day
Tuesday, July 4th

While our branches are closed for holidays, you’ll still have full access to your accounts through our Virtual Branch, our Mobile Apps, our ATM Network that offers fee-free access to more than 5,000 ATMs across the country, and our 24/7 Loan Hotline you can reach by calling 262-338-7777.

*

APR = Annual Percentage Rate. All rates are subject to change without notice and based on credit history. Minimum loan amount of $8,000 required for 60-month terms, $15,000 for 75-month terms and $20,000 for 84-month terms. Payment examples are per $1,000 borrowed for model years 2012 – 2023: 84 at 6.24% = $14.72; 72 at 5.49% = $16.33; 60 at 5.24% = $18.98; 48 at 4.99% = $23.02; 36 at 4.74% = $29.85. Other rates and terms available. Member eligibility required.

**

Approval is subject to credit criteria. Interest will begin accruing at the time of loan.