Field Guide Fall 2020 Field Guide Fall 2020

Nothing ventured, nothing gained.

Bogged down by high-rate credit card debt? Our Personal Loan offers a 4.99% APR2 with no payments for 90 days1. Compare our rate with virtually any VISA® or MasterCard®. You’ll see the difference (and huge savings to you) right away. There's no collateral needed, and our loan process is quick and easy, too.

Plus, we offer a generous credit limit so you can combine all of your high-rate debts into a single payment and know exactly what your monthly payment will be.

Get personal with your debt

A recap of our Annual Meeting.

We held our first-ever virtual Annual Meeting Tuesday, November 10th. We covered highlights of financials from 2019 and a review of the challenges the credit union has faced in 2020. Amanda Follett and Ken Schuh were re-elected to the Board of Directors. We thank them for their continued service to Glacier Hills. Four lucky members won $50 each: Frank B., Megan W., Donna H. and Mike S.

Thanks to our members who attended for making this Annual Meeting a success.

We'll see you next year!

Plan a smart holiday season.

The holidays may be quite different for most of us this year. We encourage you not to rack up big credit card bills on gifts and other holiday expenses. Take this smart approach:

  • Make a detailed list of all your planned holiday costs.
  • See if you can trim items from that list.
  • Create a budget so you know exactly how much you’ll be spending on gifts, decorations, food, etc.
  • Search for coupon codes to use for online shopping.
  • Pair up with a friend to take advantage of “buy one, get one” (BOGO) deals by splitting the cost.
  • Order from online retailers that offer free shipping.

Still having trouble covering costs? A Glacier Hills Personal Loan is a good way to get extra money to consolidate high-rate debt expenses after the holidays.

And, to get ahead of 2021 expenses, consider opening a Christmas Club Account.

Keep holiday spirits high, debt low

Your chance to win could be coming soon.

Money is tight for many of our members at the moment. We still encourage you to make saving money a regular practice. Our Saver’s Sweepstakes™ helps you do that, and it could earn you some big money. Just ask our 21 lucky summer Saver’s Sweepstakes™ winners who took home a total of $3,050 on top of what they deposited into their accounts. Congratulations to:

  • Todd E.
  • Justin B.
  • Carmen L.
  • Kurt P.
  • Christine P.
  • Julie D.
  • Barbara H.
  • Ralph B.
  • Tammy N.
  • Eldon S.
  • Lauren L.
  • Charmaine B.
  • Meggan G.
  • Carolyn M.
  • Julie D.
  • Laura B.
  • Justin B.
  • Jamaica P.
  • Rebecca K.
  • Tyler G.
  • Michelle G.
Start your savings journey

Be alert and don’t be fooled by scams.

As if working through the pandemic isn’t stressful and confusing enough already, scams related to COVID-19 are adding insult to injury.

As of September 27th, the Federal Trade Commission (FTC) had logged more than 210,000 consumer complaints about coronavirus scams, resulting in a reported loss of $148.8 million. That equates to a median loss of $300 per person.

Robocalls, texts, emails and social media posts are promising bogus cures to the virus, brand new testing options, access to additional stimulus money and a host of other scams related to the novel coronavirus.

AARP has put together a comprehensive article about current scams to help protect their members. We encourage you to read the material presented so you can keep yourself from being scammed by the many con artists out there.

Remember, if something sounds too good to be true, it usually is.

Stay strong. Stay safe.

Upcoming Holiday Closings

Christmas Eve (closing at noon)
Thursday, December 24th

Christmas Day
Friday, December 25th

New Year's Eve (closing at 3pm)
Thursday, December 31st

New Year's Day
Friday, January 1st

1

Approval subject to credit criteria. Interest will begin accruing at time of loan.

2

APR = Annual Percentage Rate. All rates subject to change and are based on applicant’s credit history. Payment example is $29.97 per $1,000 borrowed for 36 months at 4.99% APR; $23.48 per $1,000 borrowed for 48 months at 5.99% APR; and, $19,80 per $1,000 borrowed for 60 months at 6.99% APR.